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Insurance On A Collection ???


 
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Neu-rich
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Joined: 07 Dec 2010
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PostPosted: Fri May 10, 2013 5:20 am    Post subject: Insurance On A Collection ??? Reply to specific post Reply with quote

Do You Guys Have Your Tractors Insured ??? My Worst Fear Is A Fire... I Have 30 John Deere In 1 Building And 10 In 2 Other Buildings... My Home Owners Will Cover Content BUT For Non-Motorized Item Only ??? They Will Cover The Lawnmower And Golf Cart ?? Need About 500K To Cover Tractors... Any Ideas??? ( We Dont Have A Farm )
 
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jd50A
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PostPosted: Fri May 10, 2013 5:32 am    Post subject: Re: Insurance On A Collection ??? Reply to specific post Reply with quote

I have mine insured thru Hagerty. They cover collector Tractors, but are best known for collector car coverage. Rates are very reasonable and the people know what they are talking about. Check them out 1-800-922-4050 Traverse City Mi.
 
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Bryce Frazier
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Joined: 20 Mar 2013
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PostPosted: Fri May 10, 2013 7:07 am    Post subject: Re: Insurance On A Collection ??? Reply to specific post Reply with quote

I agree with JD50A, I don't have insurance on mine, but I have heard a LOT of good about Hagerty both through the tractor community and through the classic car community because we collect 70's Mussel cars. Bryce
 
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jd50A
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PostPosted: Fri May 10, 2013 10:56 am    Post subject: Re: Insurance On A Collection ??? Reply to specific post Reply with quote

Bryce, now that you bring it up, I have a 45 "B", 50 "A" Puller, and a 52"AO PLUS, a 66 Caprice 2dr HT with a 283 ,Crower cam ,Holly 4 bbl, Headers w/ magnaflows, shift kit, 64000 orig. miles. A nice driver. Total Insurance cost per Yr. $230.00 Good coverage on all.
 
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Cockbird_Hunter
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PostPosted: Fri May 10, 2013 11:30 am    Post subject: Re: Insurance On A Collection ??? Reply to specific post Reply with quote

I have CWG insurance see below. CWG is licensed only in certain states. You can also check w/ an Inland Marine policy w/ your current home/auto insurance policy. An Inland Marine policy basically covers your personal property no matter where it is. The good thing about CWG is you have liability insurance for tractor shows if a mishap would occur. Also CWG quoted rates are lower than Hagerty. I have never had a claim w/ my CWG policy, but they are rated A++. I hope this helps.
CWG Insurance

 
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oakley21550
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PostPosted: Fri May 10, 2013 4:31 pm    Post subject: Re: Insurance On A Collection ??? Reply to specific post Reply with quote

I live in Maryland and have mine through my nationwide homeowners. I only have a couple of tractors so I don"t know about collections. It also gives me liability for shows, parades, etc.
 
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FBH44
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PostPosted: Fri May 10, 2013 7:40 pm    Post subject: Re: Insurance On A Collection ??? Reply to specific post Reply with quote

Have you thought about a monitoring company like ADT, they can install smoke alarms, door alarms, break-in alarms, install a remote phone dialer, and you're all protected.
 
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melamcwg
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Joined: 13 May 2013
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Location: Des Moines, IA

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PostPosted: Mon May 13, 2013 1:58 pm    Post subject: Re: Insurance On A Collection ??? Reply to specific post Reply with quote

I actually manage the collector tractor program at CWG (mentioned in an earlier post) and could certainly answer any questions you might have about insuring your tractor collection. Our company has been in business for over 100 years and is headquartered in the heart of tractor country in Des Moines, IA. If you would like to discuss anything, feel free to call me at 1-800-603-3330 and ask for Mike Elam. Thank you.
 
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