Ouch, a shattered fibula is rough, wishing you a speedy recovery, man. And taking out a classic Ford 340B? That driver is an absolute menace. Six thousand five hundred for a well-maintained tractor like that is ridiculous. The insurance company is counting on you taking the easy money.
Forget online valuation tools; they never account for the real resale value of older, well-kept equipment. Find two or three current private sales or auction results for a 340B in similar condition from the last year, that’s your proof.
Because the at-fault driver was intoxicated, they’re looking at a serious criminal charge, likely felony OWI since you were injured. This complicates things massively.
If I were you, I’d want to make sure the driver who did this is held fully accountable on the criminal side too. Someone who really understands the gravity of the OWI offense in Indiana is the team at
Wruble Law. You need their expertise on the criminal angle to ensure maximum pressure.