Ed S.
Well-known Member
- Location
- Middle Tennessee
We buy our milk and eggs from a local family that's in a difficult situation. Husband left, so it's the mom, three teenage daughters and two older sons (both have jobs but still live at home). They do a lot of truck farming in addition to the milk and eggs, which is how they make their living.
They have about 10 acres of pasture that they want to start haying on their own - they've been buying hay from me, which of course has a cost. The mom is frustrated they can't get anyone to do custom haying for them, so the field is basically laying fallow when it could be put to productive use (the cows are usually in a different pasture area).
They live about 1/2 mile off the road down a narrow, poorly-graded gravel lane that has a steep descent to a creek with an equally steep rise on the other side. It's all I can do in 4WD to bring a full load of hay on the trailer in to them. That's probably the main reason they can't get folks to custom bale, although a few have once or twice in the past.
They live too far away for me to try to attempt any custom work for them, and my work schedule precludes me doing any more than my own anyway.
So... she wants to buy a tractor and implements and do it themselves.
She initially was looking at one of those package deal Chinese tractors with implements, where you get a little 20-25 horse compact utility and "baby" haying tools (discbine, tedder, tiny round baler that makes 24" diameter bales). $25K or so, and she was going to borrow to cover the whole amount. I quickly talked her out of that!
I mentioned about buying used equipment, but pointed out several times that, new or old, the stuff *is* going to break down, and she needs to have a plan for that. None of them are mechanical from what I can see (there are derelict vehicles, mowers, etc. in the yard), which to me is a warning sign. She'd have to pay for repairs, and that gets spendy, not to mention they don't have a trailer to haul anything to a shop.
I think she could probably put together something like a Hundred Series, sickle bar, rake and older baler for maybe $4-5K, and if I felt they could handle the mechanical (and safety!) issues, I'd feel good about helping them locate and buy everything.
(as an aside, she mentioned a Ford 4000 [gas] for sale just down the road from them, but they're asking $5,700 for it, so I don't think that's a good option)
However...
Even buying used equipment, she said they would still have to borrow to pay for it, and I don't see any kind of "repair safety net" in place.
So, all signs seem to point to this being a Bad Idea for them. What I picture happening is they get the equipment (with a loan), and presuming they don't injure themselves learning how to use it, something inevitably breaks down and there's no money to have it repaired. So now they have a loan payment and equipment they can't use or afford to have repaired. And my schedule simply doesn't have the bandwidth to become their mechanic - I can barely keep up with my own!
I'm not sure how to advise them at this point.
Anyone dealt with a situation like this? What would you recommend they do? Any other options they could consider besides buying equipment (knowing they can't get anyone to do custom work)?
es
They have about 10 acres of pasture that they want to start haying on their own - they've been buying hay from me, which of course has a cost. The mom is frustrated they can't get anyone to do custom haying for them, so the field is basically laying fallow when it could be put to productive use (the cows are usually in a different pasture area).
They live about 1/2 mile off the road down a narrow, poorly-graded gravel lane that has a steep descent to a creek with an equally steep rise on the other side. It's all I can do in 4WD to bring a full load of hay on the trailer in to them. That's probably the main reason they can't get folks to custom bale, although a few have once or twice in the past.
They live too far away for me to try to attempt any custom work for them, and my work schedule precludes me doing any more than my own anyway.
So... she wants to buy a tractor and implements and do it themselves.
She initially was looking at one of those package deal Chinese tractors with implements, where you get a little 20-25 horse compact utility and "baby" haying tools (discbine, tedder, tiny round baler that makes 24" diameter bales). $25K or so, and she was going to borrow to cover the whole amount. I quickly talked her out of that!
I mentioned about buying used equipment, but pointed out several times that, new or old, the stuff *is* going to break down, and she needs to have a plan for that. None of them are mechanical from what I can see (there are derelict vehicles, mowers, etc. in the yard), which to me is a warning sign. She'd have to pay for repairs, and that gets spendy, not to mention they don't have a trailer to haul anything to a shop.
I think she could probably put together something like a Hundred Series, sickle bar, rake and older baler for maybe $4-5K, and if I felt they could handle the mechanical (and safety!) issues, I'd feel good about helping them locate and buy everything.
(as an aside, she mentioned a Ford 4000 [gas] for sale just down the road from them, but they're asking $5,700 for it, so I don't think that's a good option)
However...
Even buying used equipment, she said they would still have to borrow to pay for it, and I don't see any kind of "repair safety net" in place.
So, all signs seem to point to this being a Bad Idea for them. What I picture happening is they get the equipment (with a loan), and presuming they don't injure themselves learning how to use it, something inevitably breaks down and there's no money to have it repaired. So now they have a loan payment and equipment they can't use or afford to have repaired. And my schedule simply doesn't have the bandwidth to become their mechanic - I can barely keep up with my own!
I'm not sure how to advise them at this point.
Anyone dealt with a situation like this? What would you recommend they do? Any other options they could consider besides buying equipment (knowing they can't get anyone to do custom work)?
es